/* ==========================================================================
   FUNDEX PRIVATE LIMITED — Custom Theme
   Matte Black + Metallic Gold + White Typography
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. Design Tokens
   -------------------------------------------------------------------------- */
:root {
  --fx-black: #0d0d0d;
  --fx-black-alt: #111111;
  --fx-panel: #151515;
  --fx-panel-2: #191919;

  --fx-gold: #d4af37;
  --fx-gold-light: #f5d76e;
  --fx-gold-dark: #b8860b;
  --fx-gold-grad: linear-gradient(135deg, #f5d76e 0%, #d4af37 48%, #b8860b 100%);
  --fx-gold-grad-soft: linear-gradient(135deg, #f5d76e 0%, #d4af37 100%);

  --fx-line: rgba(212, 175, 55, 0.18);
  --fx-line-strong: rgba(212, 175, 55, 0.40);

  --fx-white: #ffffff;
  --fx-muted: rgba(255, 255, 255, 0.66);
  --fx-muted-2: rgba(255, 255, 255, 0.48);

  --fx-glow: 0 18px 45px -12px rgba(212, 175, 55, 0.38);

  --fx-head: "Playfair Display", Georgia, "Times New Roman", serif;
  --fx-body: "Poppins", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

  --fx-nav-h: 76px;
}

/* --------------------------------------------------------------------------
   2. Base
   -------------------------------------------------------------------------- */
* { -webkit-tap-highlight-color: transparent; }

html { scroll-behavior: smooth; }

body {
  background-color: var(--fx-black);
  color: var(--fx-white);
  font-family: var(--fx-body);
  font-weight: 300;
  font-size: 1rem;
  line-height: 1.8;
  letter-spacing: 0.01em;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6, .fx-display {
  font-family: var(--fx-head);
  font-weight: 600;
  letter-spacing: 0.005em;
  line-height: 1.25;
  color: var(--fx-white);
}

p { color: var(--fx-muted); }

a { text-decoration: none; transition: color .3s ease, opacity .3s ease; }

::selection { background: var(--fx-gold); color: #000; }

/* Gold scrollbar (desktop) */
::-webkit-scrollbar { width: 10px; }
::-webkit-scrollbar-track { background: #0a0a0a; }
::-webkit-scrollbar-thumb { background: linear-gradient(180deg, #d4af37, #8a6a12); border-radius: 10px; }
::-webkit-scrollbar-thumb:hover { background: linear-gradient(180deg, #f5d76e, #b8860b); }

/* --------------------------------------------------------------------------
   3. Utilities
   -------------------------------------------------------------------------- */
.fx-section {
  position: relative;
  padding: 110px 0;
  scroll-margin-top: var(--fx-nav-h);
}
.fx-section--alt { background-color: var(--fx-black-alt); }

/* Thin gold divider between sections */
.fx-divider {
  height: 1px;
  border: 0;
  margin: 0;
  opacity: 1;
  background: linear-gradient(90deg,
    transparent 0%,
    rgba(212, 175, 55, 0.05) 15%,
    rgba(212, 175, 55, 0.55) 50%,
    rgba(212, 175, 55, 0.05) 85%,
    transparent 100%);
}

.text-gold { color: var(--fx-gold) !important; }
.text-muted-fx { color: var(--fx-muted) !important; }

.text-gold-gradient {
  background: var(--fx-gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  -webkit-text-fill-color: transparent;
}

/* Eyebrow / section label */
.fx-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  font-family: var(--fx-body);
  font-size: .74rem;
  font-weight: 500;
  letter-spacing: .28em;
  text-transform: uppercase;
  color: var(--fx-gold);
  margin-bottom: 18px;
}
.fx-eyebrow::before,
.fx-eyebrow::after {
  content: "";
  width: 34px;
  height: 1px;
  background: var(--fx-gold-grad);
  opacity: .8;
}
.fx-eyebrow--start::before { display: none; }
.fx-eyebrow--start::after { display: none; }
.fx-eyebrow--start { gap: 0; }

.fx-title {
  font-size: clamp(1.85rem, 4vw, 2.9rem);
  margin-bottom: 20px;
}
.fx-subtitle {
  max-width: 720px;
  font-size: 1.02rem;
  color: var(--fx-muted);
}
.fx-section-head { margin-bottom: 62px; }
.fx-section-head .fx-subtitle { margin-left: auto; margin-right: auto; }

/* Decorative angular motif from the business card */
.fx-chevron-bg {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
  opacity: .55;
}
.fx-chevron-bg::before {
  content: "";
  position: absolute;
  top: -20%;
  right: -12%;
  width: 620px;
  height: 620px;
  background: radial-gradient(circle at center, rgba(212, 175, 55, 0.16) 0%, rgba(212, 175, 55, 0) 68%);
}
.fx-chevron-bg::after {
  content: "";
  position: absolute;
  bottom: -25%;
  left: -15%;
  width: 520px;
  height: 520px;
  background: radial-gradient(circle at center, rgba(212, 175, 55, 0.10) 0%, rgba(212, 175, 55, 0) 70%);
}

/* --------------------------------------------------------------------------
   4. Buttons
   -------------------------------------------------------------------------- */
.btn-gold,
.btn-gold-outline {
  --bs-btn-focus-shadow-rgb: 212, 175, 55;
  position: relative;
  overflow: hidden;
  font-family: var(--fx-body);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .16em;
  text-transform: uppercase;
  padding: 15px 34px;
  border-radius: 2px;
  transition: transform .35s ease, box-shadow .35s ease, color .35s ease, border-color .35s ease, background .35s ease;
}

.btn-gold {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  border: 1px solid transparent;
  box-shadow: 0 8px 24px -12px rgba(212, 175, 55, .55);
}
.btn-gold:hover,
.btn-gold:focus-visible {
  color: #0d0d0d;
  transform: translateY(-3px);
  box-shadow: 0 0 0 1px rgba(245, 215, 110, .5), var(--fx-glow);
}

.btn-gold-outline {
  background: transparent;
  color: var(--fx-gold);
  border: 1px solid var(--fx-gold);
}
.btn-gold-outline:hover,
.btn-gold-outline:focus-visible {
  color: #0d0d0d;
  background: var(--fx-gold-grad);
  transform: translateY(-3px);
  box-shadow: var(--fx-glow);
}

/* Shine sweep */
.btn-gold::after,
.btn-gold-outline::after {
  content: "";
  position: absolute;
  top: 0;
  left: -120%;
  width: 55%;
  height: 100%;
  transform: skewX(-22deg);
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, .38), transparent);
  transition: left .65s ease;
}
.btn-gold:hover::after,
.btn-gold-outline:hover::after { left: 130%; }

.btn-gold-sm {
  padding: 10px 22px;
  font-size: .72rem;
  letter-spacing: .14em;
}

/* --------------------------------------------------------------------------
   5. Navbar
   -------------------------------------------------------------------------- */
.fx-navbar {
  min-height: var(--fx-nav-h);
  background: rgba(13, 13, 13, .88);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--fx-line);
  padding: 12px 0;
  transition: background .35s ease, border-color .35s ease, box-shadow .35s ease, padding .35s ease;
}
.fx-navbar.is-scrolled {
  background: rgba(10, 10, 10, .97);
  border-bottom-color: var(--fx-line-strong);
  box-shadow: 0 12px 34px -22px rgba(0, 0, 0, .95);
  padding: 6px 0;
}

/* Brand mark */
.fx-brand { display: flex; align-items: center; gap: 12px; }
.fx-brand-mark {
  position: relative;
  flex: 0 0 auto;
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #0d0d0d;
  border: 1.5px solid var(--fx-gold);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, .12), inset 0 0 14px rgba(212, 175, 55, .18);
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: 1.06rem;
  letter-spacing: .02em;
  line-height: 1;
}
.fx-brand-mark span { background: var(--fx-gold-grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; }
.fx-brand-text { display: flex; flex-direction: column; line-height: 1.1; }
.fx-brand-name {
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: 1.12rem;
  letter-spacing: .06em;
  color: var(--fx-white);
}
.fx-brand-sub {
  font-size: .56rem;
  font-weight: 500;
  letter-spacing: .34em;
  text-transform: uppercase;
  color: var(--fx-gold);
}

/* Links */
.fx-navbar .navbar-nav .nav-link {
  position: relative;
  font-size: .74rem;
  font-weight: 500;
  letter-spacing: .15em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .82);
  padding: 10px 2px;
  margin: 0 12px;
}
@media (min-width: 1400px) {
  .fx-navbar .navbar-nav .nav-link { margin: 0 15px; font-size: .76rem; }
}
.fx-navbar .navbar-nav .nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 2px;
  width: 0;
  height: 1px;
  background: var(--fx-gold-grad);
  transition: width .35s ease;
}
.fx-navbar .navbar-nav .nav-link:hover,
.fx-navbar .navbar-nav .nav-link:focus,
.fx-navbar .navbar-nav .nav-link.active,
.fx-navbar .navbar-nav .show > .nav-link { color: var(--fx-gold); }
.fx-navbar .navbar-nav .nav-link:hover::after,
.fx-navbar .navbar-nav .nav-link.active::after,
.fx-navbar .navbar-nav .show > .nav-link::after { width: 100%; }

/* Dropdown caret */
.fx-navbar .dropdown-toggle::after {
  margin-left: .42em;
  vertical-align: .13em;
  border-top-color: currentColor;
  opacity: .8;
}

/* Dropdown menu */
.fx-navbar .dropdown-menu {
  --bs-dropdown-min-width: 16rem;
  background: #0f0f0f;
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  padding: 10px 0;
  margin-top: 14px;
  box-shadow: 0 24px 55px -18px rgba(0, 0, 0, .9);
}
.fx-navbar .dropdown-item {
  font-size: .8rem;
  font-weight: 300;
  letter-spacing: .05em;
  color: rgba(255, 255, 255, .78);
  padding: 9px 22px;
  border-left: 2px solid transparent;
  transition: all .28s ease;
}
.fx-navbar .dropdown-item:hover,
.fx-navbar .dropdown-item:focus {
  background: rgba(212, 175, 55, .08);
  color: var(--fx-gold);
  border-left-color: var(--fx-gold);
  padding-left: 26px;
}
.fx-navbar .dropdown-divider { border-top-color: var(--fx-line); opacity: 1; }

/* Toggler */
.fx-navbar .navbar-toggler {
  border: 1px solid var(--fx-line-strong);
  border-radius: 2px;
  padding: 7px 10px;
  color: var(--fx-gold);
}
.fx-navbar .navbar-toggler:focus { box-shadow: 0 0 0 .18rem rgba(212, 175, 55, .25); }
.fx-navbar .navbar-toggler-icon {
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 30 30'%3e%3cpath stroke='%23d4af37' stroke-linecap='round' stroke-miterlimit='10' stroke-width='2' d='M4 7h22M4 15h22M4 23h22'/%3e%3c/svg%3e");
}

@media (max-width: 1199.98px) {
  .fx-navbar .navbar-collapse {
    max-height: calc(100vh - var(--fx-nav-h) - 20px);
    overflow-y: auto;
    margin-top: 14px;
    padding: 10px 4px 20px;
    border-top: 1px solid var(--fx-line);
  }
  .fx-navbar .navbar-nav .nav-link { margin: 0; padding: 12px 4px; }
  .fx-navbar .navbar-nav .nav-link::after { display: none; }
  .fx-navbar .dropdown-menu {
    background: rgba(255, 255, 255, .025);
    border: 1px solid var(--fx-line);
    margin: 4px 0 10px;
    box-shadow: none;
  }
  .fx-nav-cta { margin-top: 16px; }
  .fx-nav-cta .btn-gold { display: block; text-align: center; }
}

/* --------------------------------------------------------------------------
   6. Hero
   -------------------------------------------------------------------------- */
.fx-hero {
  position: relative;
  padding: 130px 0 110px;
  background:
    radial-gradient(900px 520px at 78% 14%, rgba(212, 175, 55, .16) 0%, rgba(212, 175, 55, 0) 62%),
    radial-gradient(700px 460px at 8% 92%, rgba(212, 175, 55, .09) 0%, rgba(212, 175, 55, 0) 65%),
    #0d0d0d;
  overflow: hidden;
  scroll-margin-top: var(--fx-nav-h);
}

/* Subtle gold grid pattern */
.fx-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(212, 175, 55, .055) 1px, transparent 1px),
    linear-gradient(90deg, rgba(212, 175, 55, .055) 1px, transparent 1px);
  background-size: 72px 72px;
  -webkit-mask-image: radial-gradient(ellipse 85% 70% at 50% 40%, #000 0%, transparent 78%);
  mask-image: radial-gradient(ellipse 85% 70% at 50% 40%, #000 0%, transparent 78%);
  pointer-events: none;
}

/* Angular gold chevron, echoing the business card */
.fx-hero-chevron {
  position: absolute;
  top: 50%;
  right: -160px;
  width: 620px;
  height: 620px;
  transform: translateY(-50%) rotate(45deg);
  border: 1px solid rgba(212, 175, 55, .16);
  border-radius: 40px;
  pointer-events: none;
}
.fx-hero-chevron::before {
  content: "";
  position: absolute;
  inset: 70px;
  border: 1px solid rgba(212, 175, 55, .10);
  border-radius: 30px;
}

.fx-hero-content { position: relative; z-index: 2; }

.fx-hero-name {
  font-size: clamp(2.1rem, 6.2vw, 4.15rem);
  font-weight: 700;
  letter-spacing: .02em;
  line-height: 1.08;
  margin-bottom: 14px;
}
.fx-hero-tagline {
  font-family: var(--fx-head);
  font-style: italic;
  font-size: clamp(1.05rem, 2.4vw, 1.55rem);
  color: var(--fx-gold-light);
  margin-bottom: 26px;
}
.fx-hero-rule {
  width: 90px;
  height: 2px;
  background: var(--fx-gold-grad);
  margin-bottom: 26px;
}
.fx-hero-lead {
  max-width: 620px;
  font-size: 1.03rem;
  color: rgba(255, 255, 255, .74);
  margin-bottom: 34px;
}

/* Services strip */
.fx-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 18px;
  margin-bottom: 32px;
  padding: 0;
  list-style: none;
}
.fx-strip li {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: .76rem;
  font-weight: 400;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .8);
}
.fx-strip li::before {
  content: "";
  width: 5px;
  height: 5px;
  transform: rotate(45deg);
  background: var(--fx-gold);
  flex: 0 0 auto;
}

/* Hero emblem */
.fx-emblem {
  position: relative;
  width: min(330px, 78vw);
  aspect-ratio: 1 / 1;
  margin-inline: auto;
  display: grid;
  place-items: center;
}
.fx-emblem-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 1px solid rgba(212, 175, 55, .32);
  animation: fx-spin 26s linear infinite;
}
.fx-emblem-ring::before,
.fx-emblem-ring::after {
  content: "";
  position: absolute;
  width: 9px;
  height: 9px;
  background: var(--fx-gold);
  transform: rotate(45deg);
  left: 50%;
  margin-left: -4.5px;
}
.fx-emblem-ring::before { top: -5px; }
.fx-emblem-ring::after { bottom: -5px; }
.fx-emblem-ring-2 {
  position: absolute;
  inset: 26px;
  border-radius: 50%;
  border: 1px dashed rgba(212, 175, 55, .2);
  animation: fx-spin 40s linear infinite reverse;
}
.fx-emblem-core {
  position: relative;
  width: 62%;
  aspect-ratio: 1 / 1;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: radial-gradient(circle at 32% 28%, #1c1c1c 0%, #0b0b0b 72%);
  border: 2px solid rgba(212, 175, 55, .6);
  box-shadow: 0 0 0 6px rgba(212, 175, 55, .06), 0 0 60px -14px rgba(212, 175, 55, .55);
}
.fx-emblem-fx {
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: clamp(2.6rem, 8vw, 3.5rem);
  letter-spacing: .01em;
  line-height: 1;
}
.fx-emblem-word {
  font-size: .62rem;
  font-weight: 500;
  letter-spacing: .32em;
  text-transform: uppercase;
  color: var(--fx-gold);
  margin-top: 6px;
}
.fx-emblem-tag {
  position: absolute;
  bottom: -6px;
  left: 50%;
  transform: translateX(-50%);
  white-space: nowrap;
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  font-size: .58rem;
  font-weight: 600;
  letter-spacing: .26em;
  text-transform: uppercase;
  padding: 6px 18px;
  border-radius: 2px;
  box-shadow: 0 10px 26px -12px rgba(212, 175, 55, .7);
}

@keyframes fx-spin { to { transform: rotate(360deg); } }

/* Scroll cue */
.fx-scroll-cue {
  position: absolute;
  left: 50%;
  bottom: 26px;
  transform: translateX(-50%);
  z-index: 2;
  color: var(--fx-gold);
  font-size: 1.3rem;
  animation: fx-bob 2.4s ease-in-out infinite;
}
@keyframes fx-bob {
  0%, 100% { transform: translate(-50%, 0); opacity: .8; }
  50% { transform: translate(-50%, 9px); opacity: .35; }
}

/* --------------------------------------------------------------------------
   7. Intro
   -------------------------------------------------------------------------- */
.fx-intro-panel {
  position: relative;
  padding: 42px 38px;
  background: linear-gradient(160deg, rgba(212, 175, 55, .07) 0%, rgba(212, 175, 55, 0) 60%), var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
}
.fx-intro-panel::before {
  content: "";
  position: absolute;
  top: -1px;
  left: -1px;
  width: 64px;
  height: 64px;
  border-top: 2px solid var(--fx-gold);
  border-left: 2px solid var(--fx-gold);
}
.fx-intro-panel::after {
  content: "";
  position: absolute;
  bottom: -1px;
  right: -1px;
  width: 64px;
  height: 64px;
  border-bottom: 2px solid var(--fx-gold);
  border-right: 2px solid var(--fx-gold);
}
.fx-intro-panel p:last-child { margin-bottom: 0; }

.fx-pill-list { list-style: none; padding: 0; margin: 0; }
.fx-pill-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 14px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .06);
  font-size: .93rem;
  color: rgba(255, 255, 255, .78);
}
.fx-pill-list li:last-child { border-bottom: 0; }
.fx-pill-list i { color: var(--fx-gold); font-size: 1.05rem; line-height: 1.7; }

/* --------------------------------------------------------------------------
   8. Service Cards
   -------------------------------------------------------------------------- */
.fx-card {
  position: relative;
  height: 100%;
  padding: 36px 30px;
  background: var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  overflow: hidden;
  transition: transform .45s cubic-bezier(.2, .7, .3, 1), border-color .45s ease, box-shadow .45s ease, background .45s ease;
}
.fx-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--fx-gold-grad);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .5s ease;
}
.fx-card:hover {
  transform: translateY(-10px);
  border-color: var(--fx-line-strong);
  background: var(--fx-panel-2);
  box-shadow: 0 26px 55px -26px rgba(0, 0, 0, .95), 0 0 34px -14px rgba(212, 175, 55, .45);
}
.fx-card:hover::before { transform: scaleX(1); }

.fx-card-icon {
  width: 58px;
  height: 58px;
  display: grid;
  place-items: center;
  margin-bottom: 24px;
  border: 1px solid var(--fx-line-strong);
  border-radius: 3px;
  font-size: 1.5rem;
  color: var(--fx-gold);
  background: rgba(212, 175, 55, .05);
  transition: background .45s ease, color .45s ease, box-shadow .45s ease, transform .45s ease;
}
.fx-card:hover .fx-card-icon {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  transform: translateY(-2px);
  box-shadow: 0 12px 26px -12px rgba(212, 175, 55, .8);
}

.fx-card-title {
  font-size: 1.16rem;
  margin-bottom: 12px;
  transition: color .35s ease;
}
.fx-card:hover .fx-card-title { color: var(--fx-gold-light); }
.fx-card-text {
  font-size: .9rem;
  line-height: 1.85;
  color: var(--fx-muted);
  margin-bottom: 0;
}
.fx-card-index {
  position: absolute;
  right: 20px;
  bottom: 10px;
  font-family: var(--fx-head);
  font-size: 3.4rem;
  font-weight: 700;
  line-height: 1;
  color: rgba(212, 175, 55, .07);
  transition: color .45s ease;
  pointer-events: none;
}
.fx-card:hover .fx-card-index { color: rgba(212, 175, 55, .14); }

/* --------------------------------------------------------------------------
   8B. Popular Schemes
   -------------------------------------------------------------------------- */
.fx-scheme-card {
  position: relative;
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 26px 22px 22px;
  background: var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  overflow: hidden;
  text-decoration: none;
  transition: transform .4s cubic-bezier(.2, .7, .3, 1), border-color .4s ease, box-shadow .4s ease, background .4s ease;
}
.fx-scheme-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--fx-gold-grad);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .5s ease;
}
.fx-scheme-card:hover {
  transform: translateY(-8px);
  border-color: var(--fx-line-strong);
  background: var(--fx-panel-2);
  box-shadow: 0 22px 48px -24px rgba(0, 0, 0, .95), 0 0 30px -14px rgba(212, 175, 55, .42);
}
.fx-scheme-card:hover::before { transform: scaleX(1); }

.fx-scheme-badge {
  align-self: flex-start;
  font-size: .6rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--fx-gold);
  border: 1px solid var(--fx-line-strong);
  border-radius: 40px;
  padding: 4px 12px;
  margin-bottom: 18px;
}
.fx-scheme-amount {
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: 1.7rem;
  line-height: 1;
  margin-bottom: 10px;
  background: var(--fx-gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  -webkit-text-fill-color: transparent;
}
.fx-scheme-amount em {
  display: block;
  font-family: var(--fx-body);
  font-style: italic;
  font-weight: 300;
  font-size: .7rem;
  letter-spacing: .04em;
  margin-bottom: 4px;
  color: rgba(255, 255, 255, .45);
  -webkit-text-fill-color: rgba(255, 255, 255, .45);
}
.fx-scheme-name {
  font-size: .85rem;
  font-weight: 500;
  letter-spacing: .02em;
  color: var(--fx-white);
  margin-bottom: 22px;
}
.fx-scheme-arrow {
  margin-top: auto;
  align-self: flex-end;
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  border: 1px solid var(--fx-line-strong);
  color: var(--fx-gold);
  font-size: .85rem;
  transition: all .4s ease;
}
.fx-scheme-card:hover .fx-scheme-arrow {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  transform: translate(2px, -2px);
  box-shadow: 0 8px 20px -8px rgba(212, 175, 55, .8);
}

.fx-scheme-note {
  max-width: 760px;
  margin: 46px auto 0;
  font-size: .8rem;
  line-height: 1.85;
  color: var(--fx-muted-2);
}
.fx-scheme-note i { color: var(--fx-gold); margin-right: 8px; }

/* --------------------------------------------------------------------------
   8C. Our Impact
   -------------------------------------------------------------------------- */
.fx-stat-card {
  position: relative;
  height: 100%;
  padding: 34px 26px;
  text-align: center;
  background: var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  overflow: hidden;
  transition: transform .4s cubic-bezier(.2, .7, .3, 1), border-color .4s ease, box-shadow .4s ease, background .4s ease;
}
.fx-stat-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--fx-gold-grad);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .5s ease;
}
.fx-stat-card:hover {
  transform: translateY(-8px);
  border-color: var(--fx-line-strong);
  background: var(--fx-panel-2);
  box-shadow: 0 26px 55px -28px rgba(0, 0, 0, .95), 0 0 32px -14px rgba(212, 175, 55, .42);
}
.fx-stat-card:hover::before { transform: scaleX(1); }

.fx-stat-icon {
  width: 50px;
  height: 50px;
  margin: 0 auto 18px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-size: 1.25rem;
  color: var(--fx-gold);
  border: 1px solid var(--fx-line-strong);
  background: rgba(212, 175, 55, .06);
  transition: all .4s ease;
}
.fx-stat-card:hover .fx-stat-icon {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  box-shadow: 0 0 22px -6px rgba(212, 175, 55, .7);
}

.fx-stat-number {
  display: block;
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: clamp(1.7rem, 3.4vw, 2.3rem);
  line-height: 1;
  margin-bottom: 12px;
  background: var(--fx-gold-grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
  -webkit-text-fill-color: transparent;
  white-space: nowrap;
}
.fx-stat-label {
  font-size: .84rem;
  font-weight: 400;
  line-height: 1.5;
  color: rgba(255, 255, 255, .78);
}

/* Featured "grand total" stat — visually distinct */
.fx-stat-card--featured {
  background:
    radial-gradient(420px 220px at 50% -10%, rgba(212, 175, 55, .18) 0%, rgba(212, 175, 55, 0) 70%),
    var(--fx-panel-2);
  border: 1px solid var(--fx-line-strong);
  padding: 42px 30px;
}
.fx-stat-card--featured::before { transform: scaleX(1); }
.fx-stat-card--featured .fx-stat-number {
  font-size: clamp(2.1rem, 4.6vw, 3rem);
  margin-bottom: 14px;
}
.fx-stat-card--featured .fx-stat-label {
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--fx-gold-light);
}

@media (max-width: 767.98px) {
  .fx-stat-card { padding: 26px 18px; }
  .fx-stat-card--featured { padding: 32px 22px; }
  .fx-stat-icon { width: 42px; height: 42px; font-size: 1.05rem; margin-bottom: 14px; }
}

/* --------------------------------------------------------------------------
   9. Why Choose Fundex
   -------------------------------------------------------------------------- */
.fx-why {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  padding: 26px 24px;
  height: 100%;
  border: 1px solid rgba(255, 255, 255, .06);
  border-radius: 3px;
  background: rgba(255, 255, 255, .012);
  transition: border-color .4s ease, background .4s ease, transform .4s ease;
}
.fx-why:hover {
  border-color: var(--fx-line-strong);
  background: rgba(212, 175, 55, .04);
  transform: translateY(-5px);
}
.fx-why-icon {
  flex: 0 0 auto;
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-size: 1.2rem;
  color: var(--fx-gold);
  border: 1px solid var(--fx-line-strong);
  background: rgba(212, 175, 55, .06);
  transition: all .4s ease;
}
.fx-why:hover .fx-why-icon {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  box-shadow: 0 0 22px -6px rgba(212, 175, 55, .7);
}
.fx-why h3 { font-size: 1.06rem; margin-bottom: 8px; }
.fx-why p { font-size: .88rem; line-height: 1.8; margin-bottom: 0; }

/* --------------------------------------------------------------------------
   10. Process Flow + Timeline
   -------------------------------------------------------------------------- */
.fx-flow {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 10px 6px;
  list-style: none;
  padding: 0;
  margin: 0 0 70px;
}
.fx-flow li {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .72rem;
  font-weight: 500;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .8);
  padding: 8px 16px;
  border: 1px solid var(--fx-line);
  border-radius: 40px;
}
.fx-flow li i { color: var(--fx-gold); font-size: .8rem; }

.fx-timeline { position: relative; padding: 0; margin: 0; list-style: none; }
.fx-timeline::before {
  content: "";
  position: absolute;
  top: 6px;
  bottom: 6px;
  left: 23px;
  width: 1px;
  background: linear-gradient(180deg, rgba(212, 175, 55, .05), rgba(212, 175, 55, .5), rgba(212, 175, 55, .05));
}
.fx-step { position: relative; padding: 0 0 46px 74px; }
.fx-step:last-child { padding-bottom: 0; }
.fx-step-num {
  position: absolute;
  left: 0;
  top: 0;
  width: 47px;
  height: 47px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #0d0d0d;
  border: 1px solid var(--fx-gold);
  color: var(--fx-gold);
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: 1.02rem;
  box-shadow: 0 0 0 5px rgba(13, 13, 13, 1), 0 0 22px -8px rgba(212, 175, 55, .8);
  transition: all .4s ease;
}
.fx-section--alt .fx-step-num { box-shadow: 0 0 0 5px var(--fx-black-alt), 0 0 22px -8px rgba(212, 175, 55, .8); }
.fx-step:hover .fx-step-num { background: var(--fx-gold-grad); color: #0d0d0d; }
.fx-step-label {
  display: block;
  font-size: .68rem;
  font-weight: 500;
  letter-spacing: .24em;
  text-transform: uppercase;
  color: var(--fx-gold);
  margin-bottom: 6px;
}
.fx-step h3 { font-size: 1.22rem; margin-bottom: 8px; }
.fx-step p { font-size: .92rem; margin-bottom: 0; }

@media (min-width: 992px) {
  /* Alternating two-column timeline; --fx-tl-gap is the centre channel width */
  .fx-timeline {
    --fx-tl-gap: 96px;
    --fx-tl-offset: calc((var(--fx-tl-gap) / 2) + 23.5px); /* half gap + half node */
    display: grid;
    grid-template-columns: 1fr 1fr;
    column-gap: var(--fx-tl-gap);
  }
  .fx-timeline::before { left: 50%; }
  .fx-step { padding: 0 0 54px 0; }
  .fx-step:nth-child(odd) {
    grid-column: 1;
    text-align: right;
  }
  .fx-step:nth-child(odd) .fx-step-num {
    left: auto;
    right: calc(-1 * var(--fx-tl-offset));
  }
  .fx-step:nth-child(even) {
    grid-column: 2;
    margin-top: 74px;
  }
  .fx-step:nth-child(even) .fx-step-num { left: calc(-1 * var(--fx-tl-offset)); }
  .fx-step:nth-last-child(-n+2) { padding-bottom: 0; }
}

/* --------------------------------------------------------------------------
   11. Presence
   -------------------------------------------------------------------------- */
.fx-place {
  position: relative;
  height: 100%;
  padding: 42px 36px;
  background:
    linear-gradient(150deg, rgba(212, 175, 55, .08) 0%, rgba(212, 175, 55, 0) 55%),
    var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  overflow: hidden;
  transition: transform .45s ease, border-color .45s ease, box-shadow .45s ease;
}
.fx-place:hover {
  transform: translateY(-8px);
  border-color: var(--fx-line-strong);
  box-shadow: 0 26px 55px -26px rgba(0, 0, 0, .95), 0 0 34px -16px rgba(212, 175, 55, .45);
}
.fx-place-badge {
  display: inline-block;
  font-size: .62rem;
  font-weight: 600;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--fx-gold);
  border: 1px solid var(--fx-line-strong);
  border-radius: 40px;
  padding: 5px 15px;
  margin-bottom: 20px;
}
.fx-place-badge--solid {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  border-color: transparent;
}
.fx-place h3 { font-size: 1.5rem; margin-bottom: 6px; }
.fx-place-pin {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .8rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, .6);
  margin-bottom: 18px;
}
.fx-place-pin i { color: var(--fx-gold); }
.fx-place p { font-size: .93rem; margin-bottom: 0; }
.fx-place-watermark {
  position: absolute;
  right: -6px;
  bottom: -22px;
  font-size: 6rem;
  color: rgba(212, 175, 55, .05);
  line-height: 1;
  pointer-events: none;
}

/* --------------------------------------------------------------------------
   12. Leadership
   -------------------------------------------------------------------------- */
.fx-leader-visual {
  position: relative;
  padding: 52px 34px;
  text-align: center;
  background: radial-gradient(circle at 50% 22%, rgba(212, 175, 55, .12) 0%, rgba(212, 175, 55, 0) 62%), var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
}
.fx-leader-avatar {
  width: 148px;
  height: 148px;
  margin: 0 auto 26px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: #0b0b0b;
  border: 2px solid var(--fx-gold);
  box-shadow: 0 0 0 8px rgba(212, 175, 55, .07), 0 0 50px -14px rgba(212, 175, 55, .6);
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: 2.9rem;
  line-height: 1;
}
.fx-leader-name { font-size: 1.6rem; margin-bottom: 6px; }
.fx-leader-role {
  font-size: .72rem;
  font-weight: 500;
  letter-spacing: .26em;
  text-transform: uppercase;
  color: var(--fx-gold);
}
.fx-leader-quote {
  position: relative;
  padding-left: 26px;
  border-left: 2px solid var(--fx-gold);
  font-family: var(--fx-head);
  font-style: italic;
  font-size: 1.15rem;
  line-height: 1.7;
  color: rgba(255, 255, 255, .85);
}

/* Compact leader card — for grids of multiple team members */
.fx-leader-visual--sm {
  height: 100%;
  padding: 34px 20px;
  transition: transform .4s ease, border-color .4s ease, box-shadow .4s ease;
}
.fx-leader-visual--sm:hover {
  transform: translateY(-6px);
  border-color: var(--fx-line-strong);
  box-shadow: 0 22px 48px -26px rgba(0, 0, 0, .95), 0 0 26px -14px rgba(212, 175, 55, .4);
}
.fx-leader-visual--sm .fx-leader-avatar {
  width: 92px;
  height: 92px;
  margin-bottom: 18px;
  font-size: 1.7rem;
  box-shadow: 0 0 0 6px rgba(212, 175, 55, .07), 0 0 34px -12px rgba(212, 175, 55, .6);
}
.fx-leader-visual--sm .fx-leader-name { font-size: 1.12rem; margin-bottom: 4px; }
.fx-leader-visual--sm .fx-leader-role { font-size: .62rem; letter-spacing: .18em; }

/* Signature-style tagline (e.g. closing a section) */
.fx-tagline-rule {
  width: 54px;
  height: 2px;
  background: var(--fx-gold-grad);
  margin: 30px auto 16px;
}
.fx-tagline {
  text-align: center;
  font-family: var(--fx-head);
  font-style: italic;
  font-weight: 500;
  font-size: 1.1rem;
  letter-spacing: .02em;
  color: var(--fx-gold-light);
}

/* --------------------------------------------------------------------------
   13. CTA Banner
   -------------------------------------------------------------------------- */
.fx-cta {
  position: relative;
  padding: 96px 0;
  background:
    radial-gradient(760px 380px at 50% 0%, rgba(212, 175, 55, .17) 0%, rgba(212, 175, 55, 0) 68%),
    #0b0b0b;
  border-top: 1px solid var(--fx-line);
  border-bottom: 1px solid var(--fx-line);
  overflow: hidden;
}
.fx-cta-phone {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-family: var(--fx-head);
  font-weight: 700;
  font-size: clamp(1.7rem, 5vw, 2.5rem);
  letter-spacing: .04em;
  margin: 6px 0 30px;
}
.fx-cta-phone:hover { opacity: .85; }
.fx-cta-phone i { font-size: .8em; }

/* --------------------------------------------------------------------------
   14. Footer
   -------------------------------------------------------------------------- */
.fx-footer {
  background: #090909;
  padding: 80px 0 0;
  border-top: 1px solid var(--fx-line);
}
.fx-footer-tagline {
  font-family: var(--fx-head);
  font-style: italic;
  color: var(--fx-gold-light);
  font-size: 1.02rem;
  margin-bottom: 18px;
}
.fx-footer h4 {
  font-family: var(--fx-body);
  font-size: .78rem;
  font-weight: 600;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--fx-gold);
  margin-bottom: 22px;
}
.fx-footer-links { list-style: none; padding: 0; margin: 0; }
.fx-footer-links li { margin-bottom: 12px; }
.fx-footer-links a {
  position: relative;
  font-size: .89rem;
  color: rgba(255, 255, 255, .62);
  padding-left: 0;
  transition: color .3s ease, padding-left .3s ease;
}
.fx-footer-links a:hover { color: var(--fx-gold); padding-left: 8px; }

.fx-footer-services {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  row-gap: 10px;
  list-style: none;
  padding: 0;
  margin: 0;
  max-width: 100%;
  font-size: .82rem;
  letter-spacing: .05em;
  color: rgba(255, 255, 255, .55);
  line-height: 1.6;
}
.fx-footer-services li {
  white-space: nowrap;
}
.fx-footer-services li:not(:last-child)::after {
  content: "\2022";
  color: var(--fx-gold);
  margin: 0 10px;
  display: inline-block;
}

.fx-footer-contact { list-style: none; padding: 0; margin: 0; }
.fx-footer-contact li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 14px;
  font-size: .89rem;
  color: rgba(255, 255, 255, .62);
}
.fx-footer-contact i { color: var(--fx-gold); font-size: 1rem; line-height: 1.6; }
.fx-footer-contact a { color: rgba(255, 255, 255, .62); }
.fx-footer-contact a:hover { color: var(--fx-gold); }

.fx-footer-bottom {
  margin-top: 60px;
  padding: 24px 0;
  border-top: 1px solid rgba(255, 255, 255, .07);
  font-size: .8rem;
  color: rgba(255, 255, 255, .45);
}
.fx-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 0;
  list-style: none;
  padding: 0;
  margin: 0;
}
.fx-legal-links li:not(:last-child)::after {
  content: "|";
  color: rgba(212, 175, 55, .45);
  margin: 0 12px;
}
.fx-legal-links a { font-size: .8rem; color: rgba(255, 255, 255, .55); }
.fx-legal-links a:hover { color: var(--fx-gold); }

/* --------------------------------------------------------------------------
   15. Floating Actions
   -------------------------------------------------------------------------- */
.fx-float {
  position: fixed;
  right: 20px;
  z-index: 1040;
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-size: 1.45rem;
  border: none;
  transition: transform .35s ease, box-shadow .35s ease, opacity .35s ease, visibility .35s ease;
}
.fx-float:hover { transform: translateY(-4px) scale(1.06); }

.fx-float-wa {
  bottom: 22px;
  background: #25d366;
  color: #fff;
  box-shadow: 0 10px 26px -8px rgba(37, 211, 102, .65);
}
.fx-float-wa:hover { color: #fff; box-shadow: 0 14px 34px -8px rgba(37, 211, 102, .85); }

.fx-float-call {
  bottom: 86px;
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  box-shadow: 0 10px 26px -8px rgba(212, 175, 55, .65);
}
.fx-float-call:hover { color: #0d0d0d; box-shadow: 0 14px 34px -8px rgba(212, 175, 55, .9); }

.fx-float-top {
  bottom: 150px;
  background: rgba(13, 13, 13, .92);
  color: var(--fx-gold);
  border: 1px solid var(--fx-gold);
  font-size: 1.2rem;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}
.fx-float-top.is-visible { opacity: 1; visibility: visible; pointer-events: auto; }
.fx-float-top:hover { background: var(--fx-gold-grad); color: #0d0d0d; }

/* Pulse ring on WhatsApp */
.fx-float-wa::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 2px solid rgba(37, 211, 102, .55);
  animation: fx-pulse 2.6s ease-out infinite;
}
@keyframes fx-pulse {
  0% { transform: scale(1); opacity: .8; }
  100% { transform: scale(1.55); opacity: 0; }
}

/* --------------------------------------------------------------------------
   16. Scroll Reveal
   -------------------------------------------------------------------------- */
[data-reveal] {
  opacity: 0;
  transform: translateY(34px);
  transition: opacity .85s cubic-bezier(.22, .61, .36, 1), transform .85s cubic-bezier(.22, .61, .36, 1);
  transition-delay: var(--reveal-delay, 0s);
  will-change: opacity, transform;
}
[data-reveal="left"] { transform: translateX(-40px); }
[data-reveal="right"] { transform: translateX(40px); }
[data-reveal="zoom"] { transform: scale(.94); }
[data-reveal].is-revealed { opacity: 1; transform: none; }

/* --------------------------------------------------------------------------
   17. Responsive
   -------------------------------------------------------------------------- */
@media (max-width: 991.98px) {
  .fx-section { padding: 84px 0; }
  .fx-hero { padding: 84px 0 92px; }
  .fx-hero-chevron { display: none; }
  .fx-section-head { margin-bottom: 46px; }
  .fx-cta { padding: 76px 0; }
}

@media (max-width: 767.98px) {
  body { font-size: .95rem; line-height: 1.78; }
  .fx-section { padding: 68px 0; }
  .fx-hero { padding: 66px 0 78px; }
  .fx-hero-lead { font-size: .96rem; }
  .fx-intro-panel { padding: 30px 22px; }
  .fx-intro-panel::before, .fx-intro-panel::after { width: 40px; height: 40px; }
  .fx-card { padding: 30px 24px; }
  .fx-place { padding: 32px 24px; }
  .fx-leader-visual { padding: 40px 22px; }
  .fx-leader-quote { padding-left: 18px; font-size: 1.02rem; }
  .fx-footer { padding-top: 62px; }
  .fx-footer-bottom { margin-top: 40px; text-align: center; }
  .fx-legal-links { justify-content: center; }
  .fx-scroll-cue { display: none; }
}

@media (max-width: 575.98px) {
  :root { --fx-nav-h: 68px; }
  .fx-section { padding: 58px 0; }
  .fx-eyebrow { font-size: .66rem; letter-spacing: .22em; }
  .fx-eyebrow::before, .fx-eyebrow::after { width: 20px; }
  .fx-hero-name { letter-spacing: .01em; }
  .fx-strip { gap: 8px 14px; }
  .fx-strip li { font-size: .68rem; letter-spacing: .1em; }
  .fx-hero-cta .btn-gold,
  .fx-hero-cta .btn-gold-outline { width: 100%; }
  .btn-gold, .btn-gold-outline { padding: 14px 24px; font-size: .74rem; letter-spacing: .13em; }
  .fx-emblem { width: min(250px, 72vw); }
  .fx-step { padding-left: 62px; padding-bottom: 36px; }
  .fx-step-num { width: 42px; height: 42px; font-size: .94rem; }
  .fx-timeline::before { left: 20px; }
  .fx-flow { margin-bottom: 46px; }
  .fx-flow li { font-size: .64rem; padding: 6px 12px; letter-spacing: .12em; }
  .fx-card-index { font-size: 2.6rem; }
  .fx-scheme-card { padding: 20px 16px 16px; }
  .fx-scheme-amount { font-size: 1.4rem; }
  .fx-scheme-badge { font-size: .56rem; padding: 3px 10px; letter-spacing: .1em; }
  .fx-scheme-name { font-size: .78rem; }
  .fx-place-watermark { font-size: 4.4rem; }
  .fx-leader-avatar { width: 118px; height: 118px; font-size: 2.3rem; }
  .fx-place-badge { font-size: .58rem; letter-spacing: .14em; padding: 5px 12px; }
  .fx-place h3 { font-size: 1.32rem; }
  .fx-float { width: 46px; height: 46px; font-size: 1.28rem; right: 14px; }
  .fx-float-wa { bottom: 16px; }
  .fx-float-call { bottom: 74px; }
  .fx-float-top { bottom: 132px; font-size: 1.05rem; }
  .fx-cta { padding: 62px 0; }
  .fx-cta-phone { gap: 10px; }
}

/* --------------------------------------------------------------------------
   18. Inner Pages — Page Hero, Breadcrumb, Table, Accordion, Form
   -------------------------------------------------------------------------- */
.fx-hero--page {
  padding: 190px 0 74px;
}
@media (max-width: 991.98px) {
  .fx-hero--page { padding: 150px 0 60px; }
}
@media (max-width: 767.98px) {
  .fx-hero--page { padding: 128px 0 50px; }
}
.fx-hero--page .fx-title { margin-bottom: 0; }
.fx-hero--page .fx-subtitle { margin-top: 18px; }

.fx-breadcrumb {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 9px;
  font-size: .72rem;
  font-weight: 400;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--fx-muted-2);
  margin-bottom: 28px;
}
.fx-breadcrumb a { color: rgba(255, 255, 255, .6); }
.fx-breadcrumb a:hover { color: var(--fx-gold); }
.fx-breadcrumb i { font-size: .58rem; color: var(--fx-line-strong); }
.fx-breadcrumb span { color: var(--fx-gold); }

/* Data table (e.g. indicative processing timelines) */
.fx-table-wrap {
  border: 1px solid var(--fx-line);
  border-radius: 3px;
  overflow: hidden;
  background: var(--fx-panel);
}
.fx-table {
  width: 100%;
  margin: 0;
  border-collapse: collapse;
  color: var(--fx-white);
  font-size: .92rem;
}
.fx-table th,
.fx-table td {
  padding: 18px 24px;
  border-bottom: 1px solid var(--fx-line);
  text-align: left;
  vertical-align: middle;
}
.fx-table thead th {
  font-family: var(--fx-body);
  font-size: .68rem;
  font-weight: 600;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--fx-gold);
  background: rgba(212, 175, 55, .06);
  border-bottom: 1px solid var(--fx-line-strong);
}
.fx-table tbody tr:last-child td { border-bottom: 0; }
.fx-table tbody tr:hover { background: rgba(212, 175, 55, .04); }
.fx-table td.fx-table-timeline {
  font-family: var(--fx-head);
  font-weight: 600;
  color: var(--fx-gold-light);
}

/* Feature chip (icon + short label, no paragraph) */
.fx-chip {
  display: flex;
  align-items: center;
  gap: 16px;
  height: 100%;
  padding: 22px 22px;
  border: 1px solid rgba(255, 255, 255, .06);
  border-radius: 3px;
  background: rgba(255, 255, 255, .012);
  transition: border-color .4s ease, background .4s ease, transform .4s ease;
}
.fx-chip:hover {
  border-color: var(--fx-line-strong);
  background: rgba(212, 175, 55, .04);
  transform: translateY(-4px);
}
.fx-chip-icon {
  flex: 0 0 auto;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  font-size: 1.1rem;
  color: var(--fx-gold);
  border: 1px solid var(--fx-line-strong);
  background: rgba(212, 175, 55, .06);
  transition: all .4s ease;
}
.fx-chip:hover .fx-chip-icon {
  background: var(--fx-gold-grad);
  color: #0d0d0d;
  box-shadow: 0 0 20px -6px rgba(212, 175, 55, .7);
}
.fx-chip span { font-size: .93rem; font-weight: 500; color: var(--fx-white); }

/* FAQ accordion */
.fx-accordion .accordion-item {
  background: var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px !important;
  margin-bottom: 16px;
  overflow: hidden;
}
.fx-accordion .accordion-item:last-child { margin-bottom: 0; }
.fx-accordion .accordion-button {
  background: var(--fx-panel);
  color: var(--fx-white);
  font-family: var(--fx-head);
  font-size: 1.05rem;
  font-weight: 600;
  padding: 24px 28px;
  box-shadow: none;
}
.fx-accordion .accordion-button::after {
  filter: none;
  background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23d4af37'%3e%3cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3e%3c/svg%3e");
}
.fx-accordion .accordion-button:not(.collapsed) {
  background: rgba(212, 175, 55, .07);
  color: var(--fx-gold-light);
  box-shadow: inset 0 -1px 0 var(--fx-line-strong);
}
.fx-accordion .accordion-button:focus { box-shadow: none; }
.fx-accordion .accordion-body {
  padding: 4px 28px 26px;
  font-size: .93rem;
  line-height: 1.85;
  color: var(--fx-muted);
}

/* Contact / enquiry form */
.fx-form-panel {
  padding: 44px 40px;
  background: var(--fx-panel);
  border: 1px solid var(--fx-line);
  border-radius: 3px;
}
.fx-form label {
  display: block;
  font-size: .72rem;
  font-weight: 500;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--fx-gold);
  margin-bottom: 8px;
}
.fx-form .form-control,
.fx-form .form-select {
  background: rgba(255, 255, 255, .03);
  border: 1px solid var(--fx-line-strong);
  color: var(--fx-white);
  border-radius: 2px;
  padding: 12px 16px;
  font-size: .92rem;
}
.fx-form .form-control::placeholder { color: rgba(255, 255, 255, .35); }
.fx-form .form-control:focus,
.fx-form .form-select:focus {
  background: rgba(255, 255, 255, .04);
  border-color: var(--fx-gold);
  color: var(--fx-white);
  box-shadow: 0 0 0 .2rem rgba(212, 175, 55, .18);
}
.fx-form .form-select option { background: #151515; color: #fff; }
.fx-form .form-check-input {
  background-color: rgba(255, 255, 255, .05);
  border: 1px solid var(--fx-line-strong);
}
.fx-form .form-check-input:checked {
  background-color: var(--fx-gold);
  border-color: var(--fx-gold);
}
.fx-form .form-check-input:focus { box-shadow: 0 0 0 .2rem rgba(212, 175, 55, .18); }
.fx-form .form-check-label {
  font-size: .84rem;
  color: var(--fx-muted);
  text-transform: none;
  letter-spacing: normal;
}

/* Legal / prose pages */
.fx-prose { max-width: 860px; }
.fx-prose h2 {
  font-size: 1.5rem;
  margin-top: 48px;
  margin-bottom: 16px;
}
.fx-prose h2:first-child { margin-top: 0; }
.fx-prose h3 {
  font-size: 1.12rem;
  color: var(--fx-gold-light);
  margin-top: 30px;
  margin-bottom: 12px;
}
.fx-prose p { margin-bottom: 16px; }
.fx-prose ul { margin-bottom: 16px; padding-left: 1.2rem; }
.fx-prose li { color: var(--fx-muted); margin-bottom: 8px; }
.fx-prose li::marker { color: var(--fx-gold); }

@media (max-width: 767.98px) {
  .fx-table th, .fx-table td { padding: 14px 16px; font-size: .84rem; }
  .fx-form-panel { padding: 30px 22px; }
  .fx-accordion .accordion-button { padding: 18px 20px; font-size: .95rem; }
  .fx-accordion .accordion-body { padding: 2px 20px 20px; }
}

/* --------------------------------------------------------------------------
   19. Accessibility
   -------------------------------------------------------------------------- */
a:focus-visible,
button:focus-visible,
.btn:focus-visible {
  outline: 2px solid var(--fx-gold);
  outline-offset: 3px;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .001ms !important;
  }
  [data-reveal] { opacity: 1 !important; transform: none !important; }
}